Legal
Terms of Service
Terms that fit a filings-first data platform: public SEC sources on one side, proprietary indexing and enrichment on the other, with clear rules for access, attribution, redistribution, and responsible use.
Agreement
Using secapi.ai means you agree to the service terms that govern the site, API, docs, and related software.
These Terms of Service govern your access to and use of secapi.ai, api.secapi.ai, docs.secapi.ai, OMNI Datastream, related SDKs, hosted tools, and any other services that link to these terms. If you access the service on behalf of a company or other organization, you represent that you can bind that organization to these terms.
- Last updated March 19, 2026.
- Additional commercial terms in a checkout flow, order form, or plan page control if they conflict with these public terms for the specific purchase.
- If you do not agree to these terms, do not use the service.
Accounts and access
You are responsible for your credentials, usage, and anyone operating under your account.
You must provide accurate account information, keep API keys and login credentials secure, and promptly notify us if you believe your account has been compromised. You are responsible for activity under your account, including activity by employees, contractors, agents, or systems you authorize to use the service.
- Do not share credentials in a way that defeats plan limits, auditability, or attribution.
- Do not create multiple accounts or work around quotas, pricing, or technical controls.
- We may suspend or rotate credentials if we reasonably believe the account is compromised or being misused.
Permitted use
The service is meant to power products, workflows, and research with meaningful value beyond a thin pass-through wrapper.
You may use secapi.ai internally and inside your own products and workflows, provided your implementation adds independent value beyond merely exposing the service or its output through another interface.
- You may use the service for internal research, monitoring, analytics, workflow automation, and customer-facing applications that add material functionality beyond the underlying data feed.
- You may not use the service to create a competing filings API, a public mirror of the service, or a substantially similar substitute for secapi.ai.
- Free or trial access, if offered, is intended for evaluation and may be subject to additional non-commercial or display restrictions.
Restrictions
You may not resell, bulk republish, reverse engineer, or use the service in ways that undermine the product or other users.
You may not copy, scrape, reverse engineer, decompile, benchmark for public comparison without permission, or otherwise misuse the service except as allowed by applicable law and these terms.
- Do not resell, sublicense, lease, or provide standalone access to the service or its proprietary outputs.
- Do not use secapi.ai output to create a substitute dataset, bulk redistribution service, or public archive of secapi.ai-derived material.
- Do not bypass authentication, rate limits, quotas, request signing, access controls, or usage restrictions.
- Do not use the service in a way that is unlawful, fraudulent, abusive, defamatory, or designed to disrupt the platform.
Public filings and proprietary layers
SEC filings are public records. secapi.ai's indexing, normalization, metadata, extraction, and enrichment layers are not.
The underlying SEC filings, accession numbers, and public-source documents remain public records and are subject to the rights and limitations that apply to those sources. secapi.ai owns or licenses the proprietary parts of the service, including the product design, documentation, software, request and response formats, indices, normalized entities, mappings, extraction logic, structured metadata, enriched fields, and other service-specific compilations or transformations.
- You do not acquire ownership of secapi.ai's software, documentation, normalized schemas, or proprietary enrichments by using the service.
- You may use service output in your workflows and applications as allowed by these terms, but you may not strip, clone, or republish the proprietary service layer in bulk.
- Third-party rights may apply to source materials or upstream datasets referenced by the service, and those rights remain with their respective owners.
Display, attribution, and source integrity
If you display secapi.ai-derived filing data, keep the provenance legible.
If you show filing-derived material to end users, you must not present it in a misleading way or imply that secapi.ai or the SEC endorses your product. When practical, preserve a source trail that lets users trace displayed material back to the relevant filing, accession number, or SEC source document.
- If you materially rely on secapi.ai-derived filing data in an external-facing product, attribute secapi.ai in a commercially reasonable way.
- Do not remove source references in a way that obscures whether a value is based on a public filing, a derived transformation, or your own analysis.
- If a filing is amended, corrected, or withdrawn, you are responsible for refreshing or replacing stale downstream presentations where accuracy matters.
Caching and retention
Reasonable internal caching is fine. Public mirrors and indefinite bulk retention are not.
You may cache secapi.ai responses internally to support performance, reliability, and product functionality, provided the caching is consistent with your plan and does not turn the service into a substitute data warehouse or public mirror.
- Do not maintain a public cache, public replay layer, or public mirror of secapi.ai-derived responses without written permission.
- Do not retain proprietary secapi.ai enrichments in bulk for longer than needed to support your permitted use, especially where plan limits, freshness expectations, or correction workflows matter.
- We may require deletion of proprietary service data after termination, suspension, or material breach.
Payments and changes
Paid access, plan limits, and product changes may evolve as the service evolves.
If you purchase a paid plan, you agree to the pricing, billing cadence, taxes, and usage terms presented at checkout, in the applicable order form, or in your account. We may update the service, pricing, plan packaging, or technical limits from time to time.
- Unless a separate commercial term says otherwise, fees are non-refundable except where required by law.
- We may modify or discontinue features, but we will avoid doing so in a way that is intentionally deceptive or designed to strand customers mid-use without notice where notice is reasonable.
- Continued use after a posted update means you accept the updated terms.
Suspension and termination
We may suspend access for abuse, legal risk, security risk, or material breach.
We may suspend or terminate your access if we reasonably believe your use violates these terms, creates legal or security risk, harms the platform, harms other users, or puts upstream rights or data availability at risk.
- You may stop using the service at any time.
- On termination or suspension, your right to use the service ends immediately, and we may require deletion of proprietary service data that you are no longer permitted to retain.
- Sections that by their nature should survive termination, including restrictions, intellectual property, disclaimers, and limitations of liability, survive.
Disclaimers
The service is provided as-is, and filings workflows still require human judgment.
To the maximum extent permitted by law, secapi.ai is provided on an as-is and as-available basis without warranties of accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, or non-infringement. SEC-source materials can be delayed, amended, withdrawn, malformed, or incomplete, and service output may depend on third-party systems outside our control.
- secapi.ai does not provide legal, tax, accounting, investment, trading, or compliance advice.
- You are responsible for verifying high-stakes decisions against official SEC sources and your own professional judgment.
- SEC and EDGAR are trademarks of the U.S. Securities and Exchange Commission. secapi.ai is an independent service and is not affiliated with, endorsed by, or sponsored by the SEC.
Liability and contact
Our liability is limited, and questions about these terms should come through the support channels listed on secapi.ai.
To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenues, goodwill, or data arising from or related to the service. Our total liability for claims arising from the service will not exceed the amount you paid to us for the service during the twelve months before the event giving rise to the claim, or one hundred U.S. dollars if you did not pay for the service.
- Some jurisdictions do not allow certain warranty exclusions or liability limits, so parts of this section may not apply to you.
- Questions about these terms can be directed through the support or contact channels made available on secapi.ai.